Health insurance is a type of insurance coverage that pays your medical, surgical, and sometimes dental expenses. The main purpose of health insurance is to receive the best medical care without any strain on your finances.
This plans offer protection against high medical costs. It covers hospitalization expenses, day care procedures, domiciliary expenses, and ambulance charges, besides many others.

Types of Health Insurance Policies

There are different kinds of policies that are available in India. These policies cover all the expenses in any kind of medical emergency. They are as follows:
1- Individual Policy:
Individual health policy provides coverage to the person insured against different kinds of ailments. It also covers the other benefits as mentioned above.
2- Family Floater Policy:
The entire family is insured under this insurance policy. The family floater plan offers the individual members of a family with a fixed amount of health insurance. This type of plain can either be availed either for the treatment of an individual or a sum total for the treatment of an individual member of the family.
3- Pre-existing Disease Cover Policy:
Under this plan, the policyholder will get a cover for all those diseases he had before purchasing the health insurance plan.
4- Surgical and Critical Illness Plan:
This plan provides coverage against critical diseases such as cancer, heart attack etc.
5- Senior Citizen Health Policy:
All the health-related issues in old age are covered under this policy.
6- Preventative Healthcare Policy:
This policy covers the medical check-ups and related expenses such as consultation fee, concessions in tests fee, etc.
There are different kinds of health insurance policies that are available in India. These policies cover all the expenses in any kind of medical emergency. They are as follows:
1- Individual Health Policy:
Individual health insurance policy provides coverage to the person insured against different kinds of ailments. It also covers the other benefits as mentioned above.
2- Family Floater Policy:
This insurance policy covers the entire family. The family floater plan offers the individual members of a family with a fixed amount of health insurance. This plan is available for individual treatment or as a combined sum for the healthcare needs of a family member.
3- Pre-existing Disease Cover Policy:
The policy extends coverage to pre-existing conditions, safeguarding policyholders against illnesses they had prior to obtaining health insurance
4- Surgical and Critical Illness Plan:
This plan provides coverage against critical diseases such as cancer, heart attack etc.
5- Senior Citizen Health Insurance Policy:
This policy encompasses coverage for all health-related issues that may arise in old age.
6- Preventative Healthcare Policy:
This policy covers the medical check-ups and related expenses such as consultation fee, concessions in tests fee, etc.